I just paid off my student loan!
Our tax return was large enough that we were able to put a fair amount on the credit card, a fair amount in savings and pay off the student loan (which, really, was going to be paid off soon anyway, but still).
That's $100 a month that can go straight to savings.
Not much, necessarily, but every little bit helps, right? Especially since replacing the bathtub and the flooring has suddenly become far more crucial. And look - a non-pregnancy related post. Aren't you proud?